Alternatives to
9 Best Stripe Alternatives in 2026
The best Stripe alternatives depend on whether you prioritize cost, control, or a different workflow.
- Reviewed
- Sep 2026
- Open source
- 0
- Self-hosted
- 0
What you are leaving
Stripe at a glance
- Pricing model
- 2.9% + $0.30 per successful card charge; custom pricing at scale
- Deployment
- Cloud SaaS only
- Licensing
- Proprietary; closed source
- Collaboration
- Developer-first APIs, dashboards, and webhooks
- File format
- N/A - API and dashboard product
- Why teams leave
- Account holds and risk reviews; pricing not negotiable for small teams; limited local payment coverage in some regions
Compare at a glance
Stripe alternatives compared
Short facts side by side. Filter by what matters to your team, then open any row for the full decision brief.
| # | Product | Overlap | Substitutability | Free? | Starting price | Self-host | Open source | Migration | Details |
|---|---|---|---|---|---|---|---|---|---|
| 01 | Square | Card payments + POS | Mostly replaces | Yes | 2.6% + 10¢ | No | No | Moderate | |
| 02 | Adyen | Global payment processing | Mostly replaces | No | From $0.13/txn | No | No | Hard | |
| 03 | Paddle | Merchant of record + subscriptions | Mostly replaces | No | 5% + 50¢ | No | No | Moderate | |
| 04 | Braintree | Card + PayPal processing | Mostly replaces | No | 2.89% + $0.29 | No | No | Hard | |
| 05 | Authorize.net | US card gateway | Partial replacement | No | $25/mo | No | No | Hard | |
| 06 | Checkout.com | Enterprise payment processing | Mostly replaces | No | — | No | No | Hard | |
| 07 | Mollie | European payment processing | Partial replacement | No | 1.80% + €0.25 | No | No | Hard | |
| 08 | Razorpay | India payment processing | Partial replacement | No | 2% | No | No | Hard | |
| 09 | Recurly | Subscription billing layer | Partial replacement | No | $249/mo | No | No | Hard |
Community signal
What switchers report
5 reports · moderated after submissionSwitched to
- Adyen2
- Paddle2
- Square1
Primary use
- operations4
- other1
Migration difficulty
- medium1
- easy3
- hard1
Counts are shown instead of percentages until there are 20 reports.
Frequently asked
Stripe alternatives FAQ
- Which Stripe alternative is best for international payments?
- Adyen covers the widest range of local payment methods and currencies, which matters most for companies selling across many regions.
- Which Stripe alternative is best for SaaS subscriptions?
- Paddle acts as a merchant of record, so it handles sales tax and VAT for subscription software, which removes a large compliance burden for small SaaS teams.
- Is there a cheaper Stripe alternative for small businesses?
- Square and Paddle both offer simple pricing for small merchants. Square is strongest for in-person and simple online payments, while Paddle suits subscription software.
- Can I migrate from Stripe to another processor?
- Yes, but saved payment methods usually cannot be transferred directly. Most teams keep Stripe running while new customers are onboarded to the new processor.
Switcher Reports
Tell us how your switch went.
Record the alternative you chose, why you switched, whether you still use it, and what new users should know.
Editorial method
Evidence before opinion.
We compare public product information and cite the sources used for each verified fact.